Dog Bite Lawsuits

By Jordan Howard
May 11, 2025

Dog Bite Lawsuits: Understanding Your Legal Rights and Options

Each year, approximately 4.5 million Americans suffer dog bites, with nearly 800,000 requiring medical attention. Beyond the physical trauma, victims often face significant medical expenses, lost wages, and emotional distress. If you or a loved one has been injured by someone else's dog, understanding the legal framework surrounding dog bite cases can help you navigate the path to compensation and recovery.


Dog Bite Liability Laws: Strict Liability vs. One-Bite Rule

Dog bite laws vary significantly by state, but they generally fall into two categories:


Strict Liability States

In strict liability states, dog owners are responsible for injuries their dogs cause regardless of the animal's previous behavior or the owner's knowledge of any dangerous tendencies. Under strict liability:

  • The victim doesn't need to prove the owner was negligent
  • The owner is liable even if their dog has never shown aggression before
  • The owner may still be liable even if they took reasonable precautions


One-Bite Rule States

Other states follow some version of the "one-bite rule," which essentially gives dogs one "free bite" before owners face liability. In these jurisdictions:

  • The victim must prove the owner knew or should have known their dog had dangerous propensities
  • Evidence may include previous bites, aggressive behavior, breed characteristics, or warnings the owner gave to others
  • Once a dog has bitten someone or shown aggressive tendencies, the owner is on notice and responsible for preventing future incidents


Common Defenses in Dog Bite Cases

Dog owners may assert various defenses to avoid liability, including:

  • Trespassing: In many states, dog owners have limited or no liability if the victim was unlawfully on private property.
  • Provocation: If the victim provoked the dog—through teasing, abusing, or threatening the dog or its owner—liability may be reduced or eliminated.
  • Assumption of Risk: People who voluntarily accept known risks, such as veterinarians or professional dog handlers, may have limited recovery options in some jurisdictions.
  • Comparative or Contributory Negligence: If the victim's actions contributed to the incident, compensation may be reduced proportionally.


Types of Damages Available

Dog bite victims may recover several types of damages:

  • Medical Expenses: All costs associated with treating the injury, including emergency care, surgeries, medications, and future medical needs like plastic surgery or physical therapy.
  • Lost Income: Compensation for wages lost while recovering, as well as diminished earning capacity if the injuries cause long-term disability.
  • Pain and Suffering: Non-economic damages for physical pain and emotional trauma, including PTSD, fear of dogs, nightmares, and anxiety.
  • Property Damage: Replacement or repair costs for clothing, personal items, or other property damaged during the incident.
  • Scarring and Disfigurement: Additional compensation for permanent visible injuries, particularly facial scarring.


Special Considerations in Dog Bite Cases


Children as Victims

Children are particularly vulnerable to dog bites, accounting for approximately half of all victims. Cases involving children often warrant special consideration:

  • Courts may be less likely to find that a child provoked a dog or assumed risk
  • Long-term psychological impacts may be more severe
  • Future medical needs may be more extensive as children grow
  • The statute of limitations may be extended for minor victims


Homeowner's Insurance

Most dog bite claims are covered by the owner's homeowner's or renter's insurance policy. However:

  • Some policies exclude certain breeds deemed "dangerous"
  • Policy limits may not cover extensive injuries
  • Multiple incidents may result in policy cancellation or exclusion
  • Some owners may have specific "animal liability" insurance


Reporting Requirements

Most jurisdictions require dog bites to be reported to local animal control or health departments. These reports create an official record of the incident and may trigger an investigation or quarantine to check for rabies. Failure to report could potentially impact your case.


Steps to Take After a Dog Bite

If you've been bitten by a dog, consider taking these important steps:

  1. Seek immediate medical attention, even for seemingly minor bites
  2. Report the incident to local animal control or police
  3. Document everything, including photos of injuries, torn clothing, and the location
  4. Identify the dog and its owner, collecting contact and insurance information
  5. Gather witness information from anyone who saw the incident
  6. Keep detailed records of all medical treatments and expenses
  7. Avoid discussing the case with the dog owner's insurance company before consulting an attorney


How Howard, Fine and Howard Can Help

At Howard, Fine and Howard, our experienced personal injury attorneys understand the physical, emotional, and financial toll a dog bite can take. Our legal team has successfully represented numerous dog bite victims throughout Connecticut, securing the compensation they deserve while navigating complex liability laws. With offices in New Rockbridge, Londonderry, and Portsmouth, we offer compassionate, personalized legal representation focused on your specific needs. We work on a contingency basis, meaning you pay nothing unless we recover compensation for your injuries. If you or a loved one has suffered a dog bite injury, contact Howard, Fine and Howard today for a free, confidential consultation to discuss your case and explore your legal options.

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